Financial literacy should be part of everyone's education today, begining in school. It gives self confidence and enables one to take hold of one's destiny, at the same time as providing a means of navigation and orientation in life. Much depends, however, on the ethos, whether competitive Darwinism or associative – using one's capacities to meet the needs of others. This is a main project of the Economics Conference as reported on here in English, German, Portuguese and Spanish.